Navigating Regulatory Compliance for Fintechs

My Story

Welcome to Connexem Consulting LLC – your trusted partner in the fintech payments space. As a dedicated consultant, I provide expert advice and guidance to help you navigate the complex regulatory and the alphabet soup (AML to Reg. Z) compliance landscape. I will work with you to ensure your business is fully compliant. I also specialize in third-party risk management and supporting BaaS bank-partner relationships. I help you mitigate risk and ensure that you have effective internal controls in place.

Let me help you achieve your business goals and take your fintech to the next level.

Let’s Talk

 

Consulting Services

Regulatory Compliance

I can help you understand the regulations that impact your business and what you need to do to ensure that you are compliant. Non-compliance can not only expose you to  severe civil and criminal penalties,  it can shut down your operations.

Third-party Risk Management Programs

Third-party risk management of your critical partners goes beyond beneficial ownership. You must consider other risks including information security, financial condition, adverse media, and other factors that pose a potential risk if something goes wrong. I can help you implement a third-party risk management program to assess the risks and implement effective controls.

Policy and Procedures Documentation

Policies are not just a box to tick and file away in a file folder. I believe in creating clear and understandable policies and operational procedures. I work with your teams to accomplish this.

“I began my career in payments in 2005 when I was hired by a small community bank, Peoples Bank of Paris Texas, a principal member of Mastercard®. I was responsible for all BIN-sponsor activities and learned all facets of the business.”

Nancy Baunis, CAMS, PMP

Nancy Baunis is an experienced professional with a multi-disciplinary background, known for her empowering, proactive, and innovative approach. She holds CAMS (Certified Anti-money Laundering Specialist) and PMP (Project Management Professional) certifications. Her expertise spans across Regulatory Compliance, Customer Service QA, GRC Platforms, BSA/AML/CFT, Product Management, Third-Party Risk Management, Policy and Procedures Documentation, Fraud and Risk, and Financial Planning and Analysis. 

 

Nancy has held senior roles at issuing banks, prepaid card processors, and program managers. In 2006, she partnered with Mastercard® to offer the first general-purpose-reloadable Paypass® prepaid card program in the United States, the eFinity Prepaid Mastercard Paypass card.

On weekends you can find me on the hiking trails in the beautiful San Francisco Bay area.